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13 Employees rate ACE CASH EXPRESS’ Employee Net Promoter Score a 46, which ranks it 1st against its competitors. Employee Net Promoter score tracks employees’ overall score to this question – “On a scale from 0-10, how likely are you to recommend working at ACE CASH EXPRESS to a friend?”. In a 2020 lawsuit, the CFPB alleged that LendUp had issued loans that violated the Military Lending Act beginning in October 2016. The law prevents lenders from issuing loans with annual percentage rates above 36% to active-duty service members and their dependents. According to the lawsuit, LendUp made over 4,000 loans with higher rates to more than 1,200 protected borrowers. The lender settled the lawsuit in 2021, agreeing to pay $300,000 to consumers and a $950,000 penalty. What are payday loans? You know those “get cash fast” places you hear about? Those are payday loan lenders — and they are not your friend. Payday lending depends on desperate people with few other options to keep their doors open. A payday loan generally describes a short-term, high-cost loan that’s designed to be repaid on your next payday. The terms and structure can vary by state, lender and the individual loan. Hey, that’s okay — at least according to the payday loan lender. They’ll give you another loan to pay off the first loan. Now, you’ll need to borrow the $600 (or more) you owe on the original loan and another round of loan fees. Between the principal, fees, and finance charge, you’ll likely end up owing $700 or more two weeks later.