We are a Licensed Finance Broker. We do not provide any kind of credit facilities. Your request will be referred to a third party that you can deal directly with. You will be advised of the 3rd party lenders fees and charges before signing your contract. We may receive a small fee (amount unascertainable) from these third parties for the referral. It is recommended that you take independent legal and financial advice before taking up any products that you are referred to. There are certain types of lenders that offer loans for those on Centrelink that are unemployed as these incomes could be passed as regular income. It is always ideal that we do our due diligence and check on whether they lend money to Centrelink members or not. For your convenience, you can apply at Moneyscout and we will do the checking and connect you with a reliable lender for your convenience. http://ligade.knightsoftharsis.com/index.php/community/profile/marcbottoms822/ Beware: Some lenders of short-term loans may blur the lines between an installment loan and a payday loan. For example, you might see вЂњinstallment loansвЂќ advertised for small amounts with repayment terms ranging from one to 12 installments and APRs as high as 749%. And both online installment loan lenders and payday lenders may promise delivery of funds on the next business day. The best guaranteed installment loans for bad credit are generally found through the secondary market. Private lenders are more willing to take risks than the traditional finance sector but may ask for security. Payday loans provide an alternative, short-term solution.